diff --git a/src/libraries/System.Formats.Nrbf/src/System/Formats/Nrbf/MemberTypeInfo.cs b/src/libraries/System.Formats.Nrbf/src/System/Formats/Nrbf/MemberTypeInfo.cs
index 84c1073b0ef67a..c46d13f443e119 100644
--- a/src/libraries/System.Formats.Nrbf/src/System/Formats/Nrbf/MemberTypeInfo.cs
+++ b/src/libraries/System.Formats.Nrbf/src/System/Formats/Nrbf/MemberTypeInfo.cs
@@ -91,8 +91,10 @@ internal static MemberTypeInfo Decode(BinaryReader reader, int count, PayloadOpt
         const AllowedRecordTypes SystemClass = Classes | AllowedRecordTypes.SystemClassWithMembersAndTypes
             // All primitive types can be stored by using one of the interfaces they implement.
             // Example: `new IEnumerable[1] { "hello" }` or `new IComparable[1] { int.MaxValue }`.
-            | AllowedRecordTypes.BinaryObjectString | AllowedRecordTypes.MemberPrimitiveTyped;
-        const AllowedRecordTypes NonSystemClass = Classes |  AllowedRecordTypes.ClassWithMembersAndTypes;
+            | AllowedRecordTypes.BinaryObjectString | AllowedRecordTypes.MemberPrimitiveTyped
+            // System.Nullable<UserStruct> is a special case of SystemClassWithMembersAndTypes
+            | AllowedRecordTypes.ClassWithMembersAndTypes;
+        const AllowedRecordTypes NonSystemClass = Classes | AllowedRecordTypes.ClassWithMembersAndTypes;
 
         return binaryType switch
         {
diff --git a/src/libraries/System.Formats.Nrbf/tests/EdgeCaseTests.cs b/src/libraries/System.Formats.Nrbf/tests/EdgeCaseTests.cs
index f091d47ded8c5f..1d14993a0890c3 100644
--- a/src/libraries/System.Formats.Nrbf/tests/EdgeCaseTests.cs
+++ b/src/libraries/System.Formats.Nrbf/tests/EdgeCaseTests.cs
@@ -144,4 +144,48 @@ public void CanReadAllKindsOfDateTimes_DateTimeIsMemberOfTheRootRecord(DateTime
         Assert.Equal(input.Ticks, classRecord.GetDateTime(nameof(ClassWithDateTime.Value)).Ticks);
         Assert.Equal(input.Kind, classRecord.GetDateTime(nameof(ClassWithDateTime.Value)).Kind);
     }
+
+    [Fact]
+    public void CanReadUserClassStoredAsSystemClass()
+    {
+        // For the following data, BinaryFormatter serializes the ClassWithNullableStructField class
+        // as a record with a single field called "NullableField" with BinaryType.SystemClass (!!!)
+        // and TypeName being System.Nullable`1[[SampleStruct, $AssemblyName]].
+        // It most likely does so, because it's System.Nullable<$NonSystemStruct>.
+        // But later it serializes the SampleStruct as a ClassWithMembersAndTypes record,
+        // not SystemClassWithMembersAndTypes.
+        // It does so, only when the payload contains at least one class with the nullable field being null.
+
+        using MemoryStream stream = Serialize(
+            new ClassWithNullableStructField[]
+            {
+                new ClassWithNullableStructField() { NullableField = null }, // having a null here is crucial for the test
+                new ClassWithNullableStructField() { NullableField = new ClassWithNullableStructField.SampleStruct() { Value = 42 } }
+            }
+        );
+
+        SZArrayRecord<SerializationRecord> arrayRecord = (SZArrayRecord<SerializationRecord>)NrbfDecoder.Decode(stream);
+        SerializationRecord[] records = arrayRecord.GetArray();
+        Assert.Equal(2, arrayRecord.Length);
+        Assert.All(records, record => Assert.True(record.TypeNameMatches(typeof(ClassWithNullableStructField))));
+        Assert.Null(((ClassRecord)records[0]).GetClassRecord(nameof(ClassWithNullableStructField.NullableField)));
+
+        ClassRecord? notNullRecord = ((ClassRecord)records[1]).GetClassRecord(nameof(ClassWithNullableStructField.NullableField));
+        Assert.NotNull(notNullRecord);
+        Assert.Equal(42, notNullRecord.GetInt32(nameof(ClassWithNullableStructField.SampleStruct.Value)));
+    }
+
+    [Serializable]
+    public class ClassWithNullableStructField
+    {
+#pragma warning disable IDE0001 // Simplify names
+        public System.Nullable<SampleStruct> NullableField;
+#pragma warning restore IDE0001
+
+        [Serializable]
+        public struct SampleStruct
+        {
+            public int Value;
+        }
+    }
 }